About Me 0103: 2011

Monday, December 26, 2011

Making Money Program

Andrew Restuccia’s report in the Hill on the funding of a welfare program for heating and air-conditioning bills is a textbook example of the kind of irresponsible reporting from Washington that directs the national discussion instead of simply informing people. I do not mean to pick on Andrew Restuccia or his editors. Fine people all, I am sure. What I dislike is the casual way they toss aside objectivity — and the way his report helps misshape the national discussion on entitlements by making another program a sacred cow that cannot be trimmed.

The headline bothered me: “As winter approaches, Congress cuts funds for home heating help,” as did the story’s beginning: “Just days before the holiday season, the Obama administration released more than $800 million to states as part of a program to help low-income people pay their heating bills during the winter months. But the move comes as the program, known as the Low Income Home Energy Assistance Program, faces major funding cuts. A year-end spending bill approved by Congress in recent days slashes funding for LIHEAP. The legislation funds the program at $3.48 billion, down from about $4.7 billion last year. That’s about a 25 percent reduction.”

Left out of this story was perspective. From the National Journal: “In 2008, the government spent $2.6 billion on LIHEAP. In 2009, the figure jumped to $8.1 billion.”

So the 25% reduction from 2010 is actually a 34% increase from 2008.

The 2010 level was an 81% increase from the 2008 spending. Small wonder our federal deficit tripled when entitlement spending. That is unsustainable.

I also wonder if utility and heating oil companies do not factor in government assistance in setting their prices, and I also wonder what the recipients of this welfare do with the money they used to set aside for air-conditioning and heating. More Wi?

Couching cuts in unsustainable programs as heartless — “Just days before the holiday season…” — does a disservice to readers, most of whom are only vaguely aware of this program and assume a cutback in it will lead to people having their gas cut off in winter. In West Virginia that is illegal. I am sure other statates have similoar protections.

By the way, LIHEAP like many entitlement programs is a magnet for fraud.

From About.com:

The review of LIHEAP beneficiaries across seven states found, among other things, that the Department of Health and Human Services sent 11,000 dead people across seven states $3.9 million to pay for heating and cooling costs.

About 260,000 applications from LIHEAP beneficiaries – 9 percent of households receiving benefits in the states investigated – contained invalid Social Security numbers, names, and dates of birth, according to the GAO.

“Thousands of cases show strong indications of fraud and improper benefits,” the report stated. “But because of the invalid identity information noted above – a lack of a valid Social Security number makes it impossible to fully investigate such cases – these numbers are understated.”

The LIHEAP investigation also uncovered 725 instances of prisoners receiving benefits totaling about $370,000, and 1,100 instances in which federal employees whose salaries exceeded the maximum LIHEAP income threshold getting payments totaling $671,000.

But I am heartless for pointing this out.

Left out of this story was perspective. From the National Journal: “In 2008, the government spent $2.6 billion on LIHEAP. In 2009, the figure jumped to $8.1 billion.”

So the 25% reduction from 2010 is actually a 34% increase from 2008.

The 2010 level was an 81% increase from the 2008 spending. Small wonder our federal deficit tripled when entitlement spending. That is unsustainable.

By the way, LIHEAP like many entitlement programs is a magnet for fraud.

From About.com:

But I am heartless for pointing this out.

Tuesday, December 20, 2011

Making Money Without

Now that it's nearing the end of the year, there are some money chores you need to take care of, such as making sure you've spent the money in your Flexible Spending Account because it will expire before the New Year. You're actually allowed to file an extension if you haven't used up all your FSA dollars, but you need to check your company policy to see if they allow that. Don't fret if you can't extend, here are some last-minute ideas to use your FSA money:

Over-the-counter items: We're not allowed to spend our FSA dollars on over-the-counter medicines without prescriptions but there are plenty of non medicinal products that we can still use the FSA money for. For example, band aids, crutches, first aid kits, and rubbing alcohol.

Acupuncture: Acupuncture is covered by your FSA, so if you have a condition such as pain, consider acupuncture.

Chiropractic: Your FSA also covers chiropractic visits, so now may be the time to schedule an appointment with your chiropractor.

Birth control: Contraceptives are covered by the FSA, although some require prescription.

Glasses and contact lens: Schedule a vision exam and use your FSA dollars to buy a new pair of glasses or supplies of contact lenses.

Prescription medicine: Buy prescription medicine if it makes sense for you to do so.

Doctor's visit: Your FSA will cover the copay so if you're due for a doctor's visit, try to go before the end of the year.

Medical monitoring and testing devices: If you need a gadget to measure and monitor your blood pressure or ovulation, perhaps it's time to buy one now. Pregnancy and glucose test kits also qualify.

FSA is best used when it covers items that your health insurance doesn't generally pay for. Remember to use them or you'll lose them before the year's up!

This post originally appeared in SavvySugar.

It's time to free American democracy from the devastating social and economic consequences of the systemic and wholesale bribery of politicians and elected officials. Thanks to the growing Occupy Wall Street (OWS) movement, the consciousness of millions of people across the United States has been irreversible raised about this counterproductive predicament.

Public politicians ought to be "free" from the monetary bribes of the avarice and psychotic greed of the 1% who, many of whom, do not give a damn about the masses of poor and working class people.

There are some who have shown an arrogant disdain for the democratic principles of fairness, equal justice and opportunity, inclusiveness, and diversity. They openly buy politicians and pimp them to do whatever they want to obtain their insatiable desires for monopoly control.

As a means of stopping the bribery, there needs to be a Constitutional Amendment to make it illegal to buy, financially contribute to or to use money to influence federal elected officials. That would mean that the future election campaigns for all members of Congress as well as for the office of the President and the Vice President will be totally publicly financed. This will stop the partisan gridlock that has plagued Washington for too long, because the politicians will be working for the people again, not for the corporations who line up outside their office to lobby.

This would definitely not limit or deter freedom of speech, but would rather significantly enhance public political accountability, transparency and the "freedom" of political discourse from the often hidden reactionary hands of a few who would only manipulate the political system for their own narrow exclusive gains.

We welcome the sight of increasing numbers of people in protest actions that have been re-awakened on this issue. In order to effectively challenge income inequality, there needs to be a focus on establishing greater accountability between elected officials and the people who vote for them.

As the nation is about to go into full gear once again with the fast approaching 2012 national elections, there is a sense of urgency about making sure that the elections will be not be brought and controlled by the 1%. "Power to the people" ultimately means the empowerment of the masses through full participatory democracy and sustainable development. This idea benefits every American, whether you belong to the Tea Party, Democratic Party, Republican Party or no party.

There is a good regulatory resolution pending before the Los Angeles City Council that also calls for a Constitutional Amendment that would ban corporations from using money under the disguise of free speech and to further prohibit money from corporations to use to influence elections and political campaigns. The resolution was brought before the LA City Council by a national grass-roots group know as Move to Amend. Other anti-bribery coalitions are springing up across the nation. Much respect goes out to the Occupy Wall Street movement as the most visible and diverse movement for economic justice and equality.

We cannot afford to let the current status quo inequities continue without a nationwide show of solidarity and demand for change. It's time for the 100% to demand a stop to the political bribery system.

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Monday, December 19, 2011

Tips about pinpointing the best option carpet cleaning business for ones position.

Industrial carpet cleaner can be a very useful thing to utilize within the workplaces to clean floor coverings. Inside large targeted traffic locations, in which carpets are usually densely dirty, washing becomes even more difficult; as a result, the majority of cleaning installers buy a industrial carpet cleaner.

Business office structures, using their a huge selection of rectangular toes regarding carpeted region, create specific difficulties regarding cleansing companies. Cleansing companies need to clean carpets inside workplace properties within very little time as you possibly can to prevent disrupting everyday operations. In large visitors locations, where floor coverings are usually densely dirty, cleaning will become even more difficult. Consequently, many contractors buy a commercial carpet cleaner made to offer you superlative, successful cleaning with regard to business locations for example workplace things.

Low end carpet cleaning machines may help you save cash at first, however repeated breakdowns, damage, and poor perform top quality will definitely cost a lot more ultimately. These kinds of reduce capacity machines tend to be meant for utilize at home or perhaps in smaller places. They can not work hr following hr with out a split, as commercial carpet cleaning needs. Additionally, they are not durable enough in order to endure the particular corrosive chemical compounds as well as soil a business carpet cleaner is actually confronted with. As a result, you should look up the actual stock for any dealer that offers industrial carpet cleaner as well as pick the best item.

Any industrial carpet cleaner offers higher stress amounts and temperature options compared to household machines, permitting faster, far better washing. A few manufacturers associated with industrial carpet cleaning equipment might attain temperature ranges up to 210° Farreneheit. They could have got stress levels varying around 500 psi, which is often altered in line with the cleansing needs.

Just about the most crucial specifications for carpet cleaning products will be uninterrupted functioning. Consequently, top end industrial carpet cleaner is actually installed with large capacity remedy and restoration tanks. Several machines have answer tanks as huge within capacity as 18 gallons. Also, to avoid the necessity to stop the equipment before the drinking water heats, 2 heat factors are provided as opposed to a single, which usually minimizes heating system time to about 5 minutes. Many of these floor covering shampooers have automated refilling and getting rid of systems so the operator doesn't wind up throwing away successful period completing as well as emptying out there refreshing and also unclean water.

Carpeting extractors should be reduced flow, regardless of what problems a person perform beneath. Even if you never confront drinking water shortage, all organizations of the character must utilize h2o sparingly. Furthermore, if you need to work on the particular patient's website, you might need to be more mindful regarding drinking water make use of, especially since moist worksites are seldom appreciated. Carpet cleaning that use much less water aid in more quickly floor covering drying, thus getting rid of ailments which result in mould and also pest infestation.

Higher capacity carpet shampooers possess another operate. Also, they are useful for cleansing carpets and also upholstery. Ensure you obtain carpet purifiers using the suitable wands. Upholstery wands tend to be more compact as compared to carpet wands; they're used for cleaning seat addresses, sofas, car seats, drapes, as well as carpets. Ideally, these wands are made of metal for extra durability and also corrosion resistance.

Check the actual hose length and high quality at the same time. The actual garden hose needs to be long lasting and break proof and really should become lengthy adequate in order to very easily accomplish the region required without having frequent shifting. Top quality carpeting extractors have tubes that can be altered based on the proportions of the carpet.

The right area rug purifiers are a significant part of any carpet cleaning enterprise and offer decades of support as well as thousands in improved productivity. Daimer Market sectors can be a top provider of carpet cleaning products. Daimer provides a complete range of finest carpet cleaning including carpet extractors, carpet purifiers, carpeting shampooers and more.

More and more carpet cleaning companies are getting proven along with each moving day using the sole purpose of offering expert carpet cleaning companies in order to those who demand these.

More and more carpet cleaning businesses are becoming set up with each and every moving day time with the single purpose of supplying professional carpet cleaning providers in order to people who require them. The need for professional carpet cleaning may differ from person to person. Even though some require these kinds of providers given that they may have absolutely no free time to accomplish the actual cleaning on their own, other folks can believe they don't really hold the proper expertise to do the actual cleansing; other folks might not really feel encouraged to completely clean the actual floor coverings, particularly when they are big.

A lot of people which decide to perform the actual cleaning by themselves have a tendency to wonder ways to get exactly the same striking results as the experts. The good thing is this is achievable with the correct gear, the proper washing products and also the proper methods found in carpet cleaning. http://carpetcleaningatlanta1.info One thing you need to do will be determine the proper products for the type of unsightly stains or even places generally entirely on your own carpeting. The proper items will certainly complete the job completely as well as properly.

Next is to understand the particular forms of gear you need for that work. You can find all sorts of washing products available on the market, some of which are quite expensive. Nevertheless, you'll be able to get the correct equipment at an inexpensive price simply by performing basic online research. Once you've determined the technique you want to utilize to completely clean your own carpeting, be more successful to find the right application for this.

Finally, it is necessary to understand the best washing techniques to get your distinct type of floor covering clear. Many individuals end up inside scenarios exactly where they've got the proper washing agents and also the proper tools yet don't know the proper techniques to perform excellent job. The internet is a superb application to utilize for understanding the proper carpet cleaning methods from your specialists by themselves.

With one of these a few points in place, it is effortlessly possible to clean your carpeting just as the professionals. In case you are not necessarily too certain about your features, constantly ask for professional help because it is fairly inexpensive. Asian Area rug Care NY, the NYC carpet cleaning organization, has been providing knowledgeable and trustworthy carpet cleaning services in order to New york in the past 2 decades. Having the maximum, A+, rating using the BBB, Asian Carpet Care NY experienced situated alone like a highly professional and reliable Nyc carpet cleaning company. Get yourself a FREE OF CHARGE On the web Quote or Phone Right now regarding more information regarding our carpet cleaning service.

It really is imperative that you understand that in case you are searching for a good carpet cleaning support, be sure to verify their own popularity. Uncover what various other prior clients will need to point out concerning all of them. Go to: http://carpetcleaningatlanta1.info to find out more regarding tracking down an existing carpet cleaning Altlanta ga. or just research with the use of carpet cleaning Altlanta ga. When you have the website, check out his or her plan places to learn whenever they have got insurance plan by which your premises is found. From then on phone the number for your location in addition to routine a scheduled appointment.

Thursday, December 15, 2011

Tips and hints on using a appliance repair provider Appliance Repair Chicago

Tips on hiring an appliance repair service

1. For virtually any judgements regarding choosing a major appliance repair firm, obtain referrals initially a variety of appliance repair companies through people whose ideas an individual confidence, like ones family along with close friends who may have received ordeals inside using the services of appliance repair solutions before
.

2. Contemplate if it is a lot more cost-effective in order to just junk the applying for just a new one particular than to possess this restored with a expert. Cost-free quotes can also be distributed by a number of appliance repair chicago
online or higher the product. Like that, you do not should book an actual service call for a specialist instantly and acquire recharged exorbitant costs for any straightforward restoration that you can actually accomplish by yourself. Now, you are able to pre-judge whether you ought to restore or maybe swap your defective equipment
.

3. One more factor that may help you to contemplate whether you ought to employ an expert appliance repair pc professional could be the standard life expectancy of equipment. Perform a tiny investigating online to learn if your machine could be as well previous and if mending it will just be the squander connected with money along with moment
.

4. In certain older models of dishwashers, washing machine's, in addition to refrigerators, they will generally a much better top quality in terms of their own inner parts in comparison with present low-end products. Globalization features come to presenting certain little areas of quite a few home equipment being manufactured in mass in numerous spots on the planet; this particular led for the production connected with affordable, fairly low-quality inside parts. There are several good and very resilient old-model appliances that could be worthy of mending
.

5. An easy act regarding unplugging subsequently inserting rear an electric machine can on occasion distinct the problem for bit of a electronic malfunctions in washers
.

6. Before you decide to search for a specialized appliance repair specialist in the future above and accomplish the actual mend in your case, you might want to examine the various search engines with regard to appliance repair instructions that might summarize the problem along with existing typical do-it-yourself treatments. On the net product manuals are totally free and may supply you comprehensive details on tips on how to complete trivial vehicle repairs intended for unique models of home appliances
.

7. Should you have the particular knack for it along with choose to do technical residence maintenance on your own, you must perform like a specialist in addition to have on security glasses and also steel-toed security sneakers. It is additionally sound judgment to be able to unplug the appliance very first before you start unscrewing anything at all. Razor-sharp edges are mixed together inside of dryers and that means you must be watchful any time working away at a single
.

Why you should hire a professional appliance repair service?

Hiring a specialist to accomplish a great appliance repair helps keep you by losing your time and effort tinkering with the particular processes of a residence appliance for you to don't realize. Looking to remedy it alone may lead to a lot more harm on your own machine. You can find numerous affordable appliance repair companies staying publicized on-line or even for the phonebook. It is possible to usually call the correct one that can resolve no matter what not working machine you might have at home
.

There are particular home kitchen appliance products that could be much more cost-effective to mend when compared with to interchange. Microwaves, refrigerators, freezers, stoves, dryers, ranges, and so forth. boost each of our everyday lifestyles; many of us sometimes possibly come across ease and comfort by using them. When they find cracked or even go wrong correctly, reducing them straight away for a whole new a single is probably not economically sound. You'll find a great number of conditions when the actual not working is extremely small, in support of many small corrections or maybe easy vehicle repairs will make an item always be just like completely new again
.

Pros that deliver property restoration services are offered on the web or even within the phonebook, along with quite a few are going to appear around or perhaps speak to a person about the telephone to provide free quotations in doable premiums pertaining to solving a clear residence product
.

What to look for when hiring a professional appliance repair service?

Inquire from loved ones and also good friends primary pertaining to recommendations. People whoever thoughts people have confidence in are normally the top cause of data regarding different home appliance repair solutions they've already tried out just before.

You might be either a great on the internet appliance repair forum or maybe an on the internet advert of any commercial appliance repair business, you then must ensure it states “licensed as well as insured” to enable you to be certain you will be getting the providers from a specialist who may have undergone a official appliance repair training. The particular company’s talk about permit must also possibly be yet another thing you need to beware of. Your license variety needs to be logical plus the insurance policies needs to be up-to-date. Moreover, you have to exploration about how precisely extended that appliance repair firm has been around enterprise as well as what is the best destinations it works; a business using a large amount of neighborhood historical past is commonly far more trustworthy because doing so is going by means of certain plans and keep it is expert standing in the market. Another important things to never forget about even though searching for a appliance repair service is usually set up organization is usually stated within important world wide web directories such as the yellow web pages, Yahoo atlases, Aol neighborhood, and many others. This has to be outlined somewhere; an extremely unknown one particular might just be a good unskilled startup company or perhaps a con. You need to furthermore remember that appliance repair chicago
which promote seriously may well fee so much more than these smaller local types that rely less about promoting yet weighty within the word-of-mouth spread with their beneficial restore solutions.

Once you have lastly chosen which often appliance repair business to search with, chances are you'll make inquiries pointedly regarding the label on the pc professional that will always be providing a person and instantly consult to be able to talk to the puppy primary. At this point, it is recommended that you request the technical assistant how much time he / she has become mending home equipment. Supply the technician the important points in the problem. Offer each of the signs and symptoms and so that they can easily think about possible reasons for the applying failure. This technician will in all probability offer a number of feasible leads to with the equipment trouble perhaps before he or she has the opportunity to are available around to your residence. And finally, require an approximate on the fix charge once you've given the issue. An established tech is definitely inclined to offer a single

It’s vital that you keep in mind that when you are searching for a good appliance repair company, make sure you check their own popularity. Discover what other earlier clients must say regarding these. Visit: www.aaaasc.com to find out more relating to tracking down a reputable appliance repair in Chicago or perhaps research through the use of appliance repair Chicago. Once you have your website, have a look at their service locations to see should they have protection where your home is located. After that phone the amount to your location as well as plan an appointment.

Saturday, December 3, 2011

Making Money Scam

Friday, December 2, 2011

foreclosure agents